Minimum Salary Salary Transfer Early Settlement Fees Maximum Term Flat Rate Reducing Rate
AUB Al Motahid Auto Financing AUB Al Motahid Auto Financing Minimum Salary: KWD 400 Salary Transfer: Yes Early Settlement Fees: 1% Maximum Term: 5 Years Flat Rate: 3.0% Reducing Rate: 5.4%
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Unlimited choices with one solution! Make the right choice with Al-Motahid Auto Financing. Whether you want to buy a new or used car, Al-Motahid Auto Financing from Ahli United Bank is your best solution to own or lease the car of your dreams.

AUB Al-Motahid Auto Financing Features:
  • Financing up to KWD 15,000 or 15 times your salary, whatever is lower
  • Finance tenure up to 5 years
  • Competitive profit rates charge
  • No additional charges
  • First installment due after a minimum of 30 days from selling/leasing you the car
  • Simple documentation and quick approvals
  • Comprehensive auto insurance with Ijara
  • Full regular car maintenance for Ijara (As per Agents’ terms & conditions)
Eligibility:
  • Available for Kuwaiti citizens, GCC citizens and Expatriates
  • Minimum employment period of 1 month with current employer
  • Only for a AUB approved companies
  • Valid civil identification and/or Passport Copy (with valid Residence Permit for expatriates)
  • Salary Certificate
  • Quotation addressed to AUB
Representative example:

If you borrow KWD 10,000 over 3 years at a Representative APR of 4.6% fixed and an annual interest rate of 4.6% you would pay:

Payment per month – KWD 297.50 | Total charge for credit – KWD 710 | Total amount you repay – KWD 10,710

Please note, the actual rate applied to your loan will depend on your circumstances.
** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest flat rate on the product. This is not the APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The calculated Annual Percentage Rate(APR) is determined using the annual interest rate on the product plus fees and other costs. The APR is useful when comparing two or more products with different interest rates and fee structures.
Representative Example Calculator
Gulf Bank - Auto Loan
Minimum Salary
KWD 300
Flat Rate
3.0%
Boubyan Bank Auto Finance
Minimum Salary
KWD 500
Flat Rate
2.2%
ABK Auto Loan
Minimum Salary
KWD 300
Flat Rate
2.78%
Warba Bank Vehicle Finance
Minimum Salary
KWD 400
Flat Rate
3.0%